Reference

Terms & Conditions for India accounts

These terms set the rules for opening an account, using your balance, and keeping your profile in line with local law.

Local law appliesAccount rulesIndia accessUPI, Paytm, PhonePe
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l0l Terms & Conditions for India accounts
REACH US HERE

How to reach us on terms

If you want a copy of the current terms, a point-by-point clarification, or a record of a change request, use the contact path that suits you.

Email Write to [email protected] when you want the current terms sent again, when a clause…
In-account message After login, send a message from the help tab for changes to your details…
Postal request If you need a paper trail, send a signed request to our India contact…
DATA AND RECORDS

How we keep records clear

We handle this policy with the same care we use for account data. Only the details needed to run your profile, process lawful requests, and keep a request trail are stored.

Data use

We keep only the account details, contact fields, and request history needed to operate your profile and answer terms-related questions. If a field is no longer needed, we stop using it for that purpose.

Cookie use

Cookies remember language choice, sign-in state, and session settings. They also help us tell one device from another so your account stays attached to the session you started.

Account security

Protect your password, keep your phone locked, and sign out when you finish on a shared device. If we spot a login pattern that does not fit your normal use, we may ask for a fresh check.

Retention

We keep records of account actions and policy requests only for the period needed to meet legal, tax, or dispute handling duties. After that, the data is removed or put beyond direct use.

Change requests

You can ask for a correction, a deletion where local law permits, or a limit on how we use a record for an active request. We will apply the change after verifying that the request matches your account.

Contact route

For written requests, use the same email or in-account message thread you used before. That lets us link the request, answer clearly, and keep the chain of consent or approval intact.

Questions on account terms

These answers cover access, updates, data use, cookies, and the way we handle change requests. If your situation depends on local law, the local rule comes first. We keep the current wording on this page, and the version shown here is the one that applies until we post a newer one. If you need a copy or a clearer reading of any clause, reach us through the contact path listed on this page.

They apply from the moment you create an account, log in, or use any part of the service that is tied to your profile. If local law limits access, those rules take priority over any page wording.

Yes. Access depends on where you are and what the local rule allows. If your region does not permit account use, we do not extend the service there, and the page setting stays closed.

We post the new wording on this page, and that version takes over from the date shown. If you keep using the account after the change, you are using the newer text that applies to you.

We use account details, contact details, and request history to run your profile, answer policy questions, and meet legal duties. We do not keep data for reasons that are not tied to those purposes.

Cookies help us remember sign-in state, language choice, and session settings. They also help us tell your browser apart from a new one, which keeps your account session aligned with the device you started on.

Send the request through the email or message channel linked to your account, and tell us which record you want changed. Where local law permits, we will make the change after we confirm it is really you.

Yes. Ask through the contact path shown here, and we will send the current wording or point you back to the live page. Keep in mind that the posted version is the one that governs your use.

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